Tryptyk rzymski, Polish, 2007

Bay Area Born and Raised Real Estate Agent

Ray Douglas – Realtor

Call (650)-947-4687 

Ray Douglas Realtor - Mt View Real Estate Agent


I am a Bay Area Real Estate Agent, I was born and raised in the Bay Area and would like to help you with my knowledge of this beautiful place.   I can help you find your perfect home, give you information on properties for sale,  information on properties, information on local schools, events or any other questions that come to mind I would love to help.

Servicing: Mountain View, Santa Clara, Los Altos and the Bay Area

Information and Advice

When moving or beginning the search for a household, the internet is a really good place to start. You can quickly and effortlessly obtain general facts about a region and see descriptions of many properties accessible from the comfort and convenience of your own home. However, the internet can’t match your specific needs and desires with available properties, and it can’t present the “in depth” local knowledge and personalized service that is offered by a local real estate professional.

If you’re looking for a real estate agent, I’m here to help with what I can.  As a life-long resident of the Bay Area , I know the region, I know the local  marketplace, and I know how to assist you with your  specific needs. I will protect your best interests with each and every aspect of a real estate transaction.

The Bay Area is surrounded by a cutting-edge and successful hi-tech industry: Google, Adobe, NASA ames, Sun Micro Systems and Berkeley Technology System, Inc are just a few of the many businesses in the area. We have friendly neighbors, great schools, and FREE Wifi in most of Mountain View provided by Google.

Call me and I will definitely be glad to answer your questions and help you with your experience in every way I can. It is not my personality to be a “pushy” salesperson; I am focused on offering you with the most personal attention and very best service obtainable.

Thank You,

Ray Douglas – Intero Real Estate Services

Cell Phone (650)-947-4687

Real Estate License Lic#00552943

Associations: National Association of Realtors, California Association of Realtors, Sillicon Valley Realtors, REinfolink(MLS)

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Posted by Real Estate Agent Staff - August 25, 2012 at 2:43 am

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More Investors Purchasing California Real Estate as a Long Term Investment,August 2013.

Investors have played a key role in the California housing market recovery for the past four years. Low mortgage rates, attractive home prices, and low yields on alternative assets have fueled demand for investment properties, particularly in markets where distressed homes have dominated sales. As the California real estate market has become more affordable in recent years, most investors purchased a property as a long-term investment.
Investors are attractive clients for REALTORS® because they are affluent and pay cash when purchasing properties. According to results from the 2013 California Investor Surveys from the California Association of REALTORS®, more than two-thirds of investors (67 percent) paid cash for their properties. Their primary motivation for purchasing real estate is based on the property’s profit potential and they are well-informed on the real estate business. Sixty-six percent of investors indicated they are going to keep the property for more than a year with the intent of renting, while about one-quarter (26 percent) of investors flipped or had the intention of flipping the property. Low interest rates and good rates of return have encouraged investors to hold onto properties and gain cash flows from renting.

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Posted by Real Estate Agent Staff - October 23, 2013 at 8:38 pm

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When does the Home Buying Process Begin?

The buying process begins long before buyers actually contact an agent. On average, buyers started considering a purchase nearly six months (23.7 weeks) before contacting a real estate agent, up notably from 12.2 weeks last year. They are also taking their time investigating homes and neighborhoods before contacting an agent, spending a little over seven months on this compared to about 1.5 months last year. The median number of weeks that buyers spent looking for a home with their agent also increased from 9 weeks last year to 9.8 weeks this year. The lengthier consideration time and home search reflect the limited availability of homes for sale and the increasing prices, which are causing buyers to weigh their options more carefully.

When they were finally ready to make a purchase, buyers tended not to move very far away from their previous homes—the median distance from their last residence was 27 miles. More than 8 out of every 10 buyers (85 percent) made offers on other homes and one-third claim they settled for the best option given the limited supply of houses. Price decreases, desire for a better location and favorable financing were the top three reasons that buyers purchased. Nearly half did not buy sooner because there were not many good housing options, others waited to see when prices would stabilize or had difficulty qualifying for a mortgage. The average buyer plans to stay in their home for six years.

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Posted by Real Estate Agent Staff - August 14, 2013 at 9:24 pm

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July Market Snapshot

Here are some interesting findings from the month of July 2013

A Tale of Two Markets

   With the Federal Reserve signaling an impending scale back of its quantitative easing program,
interest rates soared in recent months. The average 30 year fixed rate jumped more than 100
basis points from 3.35 percent in early May to 4.46 percent in late June, and reached its highest
level since July 2011. The increase in mortgage rates had an impact on the housing market as
home sales in California pulled back slightly in June. Sales dropped on a month-to-month basis
for the first time in the last four months, and were down 3.7 percent when compared to June 2012.
Despite the decline in overall sales, higher-end markets continued to show strong growth on a
year-over-year basis. Sales above $500,000 increased 33.6 percent when compared to June
2012, and sales of million dollar plus homes jumped 31.7 percent from last year. This was
evident in coastal markets such as San Francisco County, Marin County, and Santa Cruz
county as all of them experienced double-digit sales increase in June. Lower price segments
of the housing market, however, continued to decline with sales under $200,000 dropping
43.6 percent from last June and sales between $200,000 – 300,000 decreasing 25.7 percent
The vast difference in sales trends between the lower and upper price ranges were due in
part to the constraint in the housing supply. Overall housing supply in June improved slightly
from the previous month but remained tight by historical standards. Inventory levels,however
vary across the board with a significant shortage in lower-price segments but are less
constrained in higher-priced markets. The supply of homes priced under $300,000,for example
dropped 47.1 percent from last June, while inventory for million dollar homes increased 7.5
percent when compared to last year.


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Posted by Real Estate Agent Staff - July 30, 2013 at 6:28 pm

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Latest Market Analysis – July 2013

Modest Increase in Home Prices Is Expected in 2013 – Article


With the California median home price in 2012 surging by double-digit from 2011, there are concerns about the market entering into another period of housing speculation.  Discussions on whether the current housing market recovery and the recent asset price boom are justified surface from time to time and the debate will continue in 2013.  What is clear from evidence suggested by surveys and research studies, however, is that current conditions for the housing market and for real estate financing are healthier than the environment that we observed in the mid of 2000’s before the housing market started deteriorating.
   The environment for housing finance in 2012 required home buyers to be more responsible financially than they were in 2006.  Recent home buyers had more “skin in the game” than many of those who purchased a few years ago when the housing market was at its peak. In general, more buyers were putting a bigger down payment on their home purchased, while there were fewer buyers with zero down payment.  The share of buyers who used a second lien to finance their property also shrank significantly from the peak of the current housing cycle, and those who opted for an Adjusted Rate Mortgage (ARM) took a dive from the mid of 2000’s. There were also more buyers offering all cash to pay for their house in 2012, as cash buyers in the current market made up nearly three times what it was in 2006.


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Posted by Real Estate Agent Staff - July 15, 2013 at 2:30 am

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Social Benefits of Home Ownership

Here are some of the social benefits of home ownership from a recent study by NAR.

Benefits of Owning a House

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Posted by Real Estate Agent Staff - June 24, 2013 at 7:25 pm

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Great time to Sell

Here is a great infographic on properties with multiple offers over the years.

Competition is high

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Posted by Real Estate Agent Staff - June 17, 2013 at 7:23 pm

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Market Snapshot

Market Snapshot Information

Mortgage Interest Rates: What to Expect Moving Forward. Unprecedentedly low mortgage interest rates have been with us for some time now. Currently at about 3.3 percent, conventional mortgages interest rates are half of the recent historical average of seven percent.
The question on the minds of many people is “What is going to happen to mortgage interest rates in the future?”. We looked at the forecast of various housing experts, including Fannie Mae, Freddie Mac, Wells Fargo, Moody’s Analytics, National Association of Realtors (NAR), Mortgage Bankers Association of America (MBAA).
In general, the first quarter of 2013 lined up at 3.5 percent rate on a conventional 30-year mortgage. Going forward, some expect the rates to rise more quickly than others. For the second quarter of 2013, the consensus is that rates will increase to 3.6 percent. The rate is expected to continue increasing throughout this year and beyond. The year is projected to end above four percent,though some forcasts, such as Freddie Mac, expect the rate to stay at 3.8 percent. Moody’s forecasters believe the rate will start increasing at a faster pace pace than what other experts believe, and foresee the rate at 4.4 percent by the end of 2013. Next year will continue putting pressure on interest rates with mortgage interest rates projected to increase to 4.6, or 5.5 percent-as forcasted by Moodys. Both NAR and Freddie Mac anticipates rate close to five percent even by the beginning of 2014.
However, what does a rate increase from 3.5 percent to 4.6 percent mean in terms of monthly mortgage expense?  It means that the mortgage payment on a home priced at $350,000, excluding taxes and insurance, will increase from $1,660 per month to $1,838.

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Posted by Real Estate Agent Staff - May 12, 2013 at 7:17 pm

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Top 10 Projects to Raise House Prices – Infographic

Top 10

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Posted by Real Estate Agent Staff - April 3, 2013 at 8:03 pm

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Competition Rises as Supply Drops

House Supply Going

The intense market competition led to more properties being sold above asking price. In 2012, the share of homes sold with a price above the list price increased to 33.1 percent, more than doubled the long-run average of 15 percent over the last 20 years. It was also the highest since 2005 when the housing market was extremely competitive. One third of the REO properties in 2012 were sold above asking price, as compared to 30.4 percent for short sales and 19 percent for equity sales.

Properties also stay on the market for a much shorter time than they did in 2011 because of the increased market competition. A typical residential property stayed on the MLS for five weeks in 2012. That’s a significant drop from 10.5 weeks in 2011, and was the lowest since 2005. Historically a property stayed on the market for an average of 6.4 weeks.

With the tight supply conditions not expected to disappear anytime soon, the intense market competition is here to stay. Multiple offers and above asking-price offers most likely will continue to be the norm of the market in the upcoming year.

If you are a seller for whatever reason, it is a good time to put your property on the market this year.

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Posted by Real Estate Agent Staff - March 27, 2013 at 7:56 pm

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Understanding Today’s Market: Where did the inventory go?

Signs of positive change in the housing market are everywhere.  Housing prices are seeing gains
that are the highest in six years. Investors, who led California market off the 2009 market bottom
with all-cash demand for distressed properties, are still bullish and a force to be reckoned with.
Mortgage rates are at 50-year lows, and housing affordability remains at record highs. For the
majority of potential home-buyers, the recommendation based on a “buy versus rent” analysis
is unequivocal: its time to buy. So the housing market is on the road to recovery with all systems
go – right? Not exactly.There are a few significant speed-bumps, with the biggest by far being a
lack of inventory.
In August, the CALIFORNIA ASSOCIATION OF REALTORS reported that statewide there was
only a 3.2-month supply of homes on the market, half of the long term average and what would
be considered a normal or balanced market.The perception that the state is flooded with properties
for sale and heavy discounting is norm is just not an accurate description of today’s housing market.
The bottom line is clear – its a great time to buy, but finding and successfully closing on a home
takes patience, a clean offer and perhaps a little luck and a good Realtor.

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Posted by Real Estate Agent Staff - October 22, 2012 at 1:02 am

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